1) A simple consult with a reputable lender will allow you to discuss loan options and budgeting. They can help you better understand your options...and options are a good thing!
2) A lender will check on your credit standing and be able to alert you if there are any issues.
3) A lender will help you discover your maximum borrowing capability, and that will help determine the correct price range in your home search.
4) Home sellers expect potential buyers to have a pre-approval letter before entering into negotiations.
If you need help getting started or finding a reputable lender, please give us a call. Whether it's buying or selling - we'd love to be a part of your journey "home".